Dear friends,
As part of my job, i am advertising this to share with you what i have shared with
people around me. Will this help you or not, you decide but i'm sure this truly, definitely will
benefits you if you understand what i'm trying to deliver.
The correct expenditure concept :
INcome -----> saving + risk management (10%) ---> expenses (90%)
RM1500 -----> RM150 (10%) ----> RM1350 (90%)
Is it very not reasonable to save 10% of ur income to manage your own risk
( Accident, paralysis, cancer, disability ) and for your future? The most highlighted thing is the premium is 100% return. You are doing your saving indirectly. So, think about it. Your future life is either rich or poor. You are the ONLY one who can decide it.
Have you ever think what might be happen to your parents and love one when one day you accidentally lost the ability to work or pass away.
Let them continue working to support your living fee and medical fee without enjoying their golden age?
**Facts**
When unfortunates happen and needed RM 70,000 minimum for surgery, people normally;
1. Borrow Money - from relative and frends?
Will they lend you when they know you lost your ability to work? What about those hatred eyes if they do lend money to you? Will you be happy?
2. Sell properties - Can you get money immediately from selling houses or cars?
3. Donation/ Fund /welfare department - Do you donate to the unfortunate often?
Do not let tragedy become families' burden. Parents already have hard time building up the family. Childrens have their own future. You do not want them to suffer financially. Is whether you cover yourself or let us cover for you.
ARE YOU PREPARED WHEN YOUR DOCTOR TELL YOU THE WORST?
For more details, you are welcome to refer from me.
Thanks.
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